Frequently Asked Questions
Find out everything you need to know about MPCC Credit Union.
What is a Credit Union?
Who runs the Credit Union?
Who can join MPCC Credit Union?
What is the common bond?
What do I need to join the credit union?
You will need 2 forms of identification to join – photograph ID e.g. Passport/Drivers Licence (current) and proof of address e.g. ESB/Phone/Gas Bill, bank statement etc. (in the last 3 months) and if you are joining under the Working Code you will also need to bring with you proof of your employment e.g. a letter from your employer and/or some recent payslips.
Please note that new members under 16 years can use their birth certificate as proof of ID.
We also ask for proof of your Personal Public Service Number (PPS Number). (We’re unable to accept Public Service Card as proof of PPSN)
A minimum lodgement of €10 is also required to open an account. A minimum balance of €6.35 must be maintained at all times to retain membership.
If you have any queries regarding these requirements, please contact us at (061) 424 555 or firstname.lastname@example.org
Who can borrow from MPCC Credit Union?
How long do I have to be a member before I can borrow?
How do I apply for a loan?
How do I repay my loan?
Do I have to save?
Remember your savings/shares and your loan are protected by Loan Protection/Life Savings Insurance (LP/LS) at no extra cost.
Are there any limits on members' Shares?
What is Loan Protection/Life Savings Insurance?
Life Savings Insurance is a Life Insurance Cover that MPCC Credit Union provides to all eligible members as a way of encouraging you to keep your savings in the credit union and to also save on a regular basis.
Please ask at the counter for our Loan Protection/Life Savings Insurance leaflet for full details or click HERE for more information.
As with all insurances, terms & conditions apply.