You are here : Home / Loans


Our loan book is always open and we are actively lending to our Members (we never stopped, when others did).

Check out our loan calculator for a loan that suits you.

Reasons to borrow with MPCC Credit Union

  • Competitive interest rates from as low as 6.2% APR.
  • Easy application process and a quick decision. We strive to have a decision as soon as possible upon receiving a completed loan application (normally within 48 hours).
  • There are no set up, application, documentation or other hidden fees or costs.
  • Tailored repayments to meet members’ personal circumstances.
  • Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
  • With MPCC Credit Union, you can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without penalty.
  • Money back on your interest if a loan interest rebate is paid at year end.
  • Credit Union loans benefit from FREE Loan Protection Life Insurance and are cleared in full in the event of your death, subject to age and health restrictions. Other lenders charge for this.
  • Various repayment methods incl. Standing Order, online or over the counter & phone with your debit card.

We'll Call You Back

Schedule a call back from our loans team and we’ll get in touch with you.

Quick Links